How we calculate salary conversions

Step-by-step

1. 1

   Determine the work hours per year. Standard US full-time: 2,080 hours (40 hours × 52 weeks).

2. 2

   For hourly to annual: multiply the hourly rate by hours per year.

3. 3

   For annual to hourly: divide annual salary by hours per year.

4. 4

   For monthly: divide annual by 12 (or 24 for semi-monthly, 26 for biweekly).

5. 5

   For weekly: divide annual by 52.

6. 6

   For per paycheck: divide annual by number of pay periods (52 weekly, 26 biweekly, 24 semi-monthly, 12 monthly).

7. 7

   Apply the tax estimate to gross amounts to get net (take-home) pay.

Authoritative sources

Every claim on this page is backed by an authoritative source.

• BLS — Working Hours →
• IRS — Withholding Calculator →

Assumptions

What we take to be true when applying this formula.

• 2,080 working hours per year for full-time (does not account for paid time off, holidays, or unpaid leave).

• Tax estimates use a marginal rate bracket. Actual taxes depend on total household income and deductions.

• No pre-tax deductions (401k, HSA) when calculating gross. Add them to get more accurate net pay.

Limitations

What this method does NOT capture.

• Net pay depends heavily on filing status, state taxes, and pre-tax contributions.

• Contractor / 1099 work has different tax treatment (self-employment tax of 15.3%).

• For accurate take-home pay, use the specific IRS withholding estimator or your pay stub history.

Last reviewed: 2026-06-15 • Reviewed by: CalcxApp editorial team